Coverage built for the job site
General liability, workers’ comp, commercial auto and tools & equipment coverage, shopped across 35+ carriers by an independent agency that works for you, not one insurance company.
What we cover
Whether you just got your ROC license or you’ve been running crews for years, these are the coverages general contractors and the trades ask us about most.
General Liability
Often required to bidProtects your business when a third party is hurt or their property is damaged because of your work.
- Bodily injury and property damage claims
- Completed operations after the job is done
- Certificates of insurance for GCs and property owners
Why it matters: most general contractors, property managers and commercial clients ask for a COI before you start.
Workers’ Comp
Required with employeesCovers medical bills and lost wages when someone on your crew is hurt on the job.
- Medical treatment and rehab
- Lost wages while an employee recovers
- Employer’s liability protection
Why it matters: Arizona requires workers’ comp once you have employees, and GCs check for it on subs.
Commercial Auto
Trucks, vans, trailersCovers the vehicles you use for work, and the people who drive them.
- Liability for accidents on the way to and from jobs
- Physical damage to work trucks and vans
- Hired and non-owned auto options
Why it matters: a personal auto policy typically won’t cover a vehicle used for your business.
Inland Marine
Tools & equipmentProtects the tools and equipment that move with you, from the shop to the truck to the job site.
- Theft or damage on the job site
- Equipment in transit or in storage
- Scheduled and unscheduled tools
Why it matters: tools and equipment stolen from a site or a truck often aren’t covered by property or auto policies.
Independent means we shop for you
A captive agent can only offer one company’s policy. As an independent agency, we compare coverage and pricing from more than 35 carriers, so you get the right protection at a competitive price, and someone who picks up the phone when you need a certificate or have a claim.
Relationships over policies. That’s how we run Elysium.
What to have ready
Have these handy when you call or email and we can usually get quotes moving the same day.
- Business name and ROC license number
- Your trade and license class
- Years in business and estimated annual revenue
- Number of employees and estimated payroll
- Vehicles used for work (year, make, VIN)
- Value of your tools and equipment
- Current policies and renewal dates, if any
- Any COI requirements from GCs or clients
Talk to Elysium
No pressure, no obligation. We’ll compare your options and walk you through them.